N26 now has more than 5 million customers across Europe and the USA, with almost 200,000 in Ireland. You can also look at N26, Monese, BUNQ (as mentionned), Transferwise. Monzo vs Monese at a glance. Nope, no hidden fees apart from the ones published on the web (i.e. Revolut vs Monzo vs N26: The verdict. I see no reason I'd really need to do many ATM withdrawals (but perhaps I overestimate card acceptance everywhere). It's been brilliant for me for years. N26 now has more than 5 million customers across Europe and the USA, with almost 200,000 in Ireland. Literally 10 minutes ago I was reading that Barclaycard have stopped their card that had 0% fees on cash withdrawal, that's what I used and it was perfect. Monzo . Or just a card that can be used online as e.g. Anything over is charged 2%. ', im DAD. usually). The first offers 1%, but you must have at least £ 1,000 in one of its easy access “pots”, while the second gives 0.5% on any amount up to £ 2,000 (0.25% up to £ 85,000). Like Monzo and Starling, Revolut earns most of its revenue through a process called interchange, in which it takes 0.2 percent of each transaction fee. Only debit. 77 months. Monzo and N26 are two exciting new banks offering well-featured current accounts, debit cards, mobile apps and a range of services designed for people with busy lifestyles. Features and functions aren’t everything. The major difference between Revolut’s card and Monzo’s card is that Revolut only offers a prepaid card option, while Monzo offers debit card backed by a full-fledged digital bank. Which of these is generally better? Founded in 2015, Revolut is on a mission to facilitate global spending and transfers at the best exchange rates. It really is though. Revolut. Individual or business, Revolut is the only banking alternative designed for a worldwide lifestyle. Also weekend usage fees. These are all similar to Revolut, not all the exact same but similar. For those wishing to earn something, Monzo and Starling offer both interests with their current account. Given these “challenger banks” are closely competing with one another, it’s hardly surprising there’s not much to split between them. So how does it compare to its competitors? I think the way to go is Monzo or Starling, but I know that with Monzo you are capped at like £250 a week (or maybe it's a month?). This comparison focuses primarily on their money transfer capabilities. Founded in 2015, Revolut is on a mission to facilitate global spending and transfers at the best exchange rates. The fact that it is profitable could say that it will last longer than Revolut. Revolut's main competitors include BrainTree, World Bank Group, Green Dot, Monzo Bank, N26, WorldRemit, TransferWise, WeSwap and Swissquote. Monese is a fully-featured current bank account while Revolut is slightly more limited as it’s effectively a prepaid card that gives you multiple currency options and lets you send money overseas quickly and easily. Open a multi-currency account in minutes. At four and a half stars each both Monzo and Revolut have impressive TrustPilot scores, with a large amount of positive reviews and happy customers. Starling bank, again.as a last resort there is Transferwise, which charges ~0.5-1% ? E a melhor forma de gerir o seu dinheiro digitalmente? also you can keep it in most local currencies. So how does it compare to its competitors? N26 vs Revolut: Service coverage and customer satisfaction. Just add a $20 deposit to get started and order your free card to spend at home or abroad in 150+ currencies. Revolut vs Monzo vs N26: The verdict. In this Revolut Premium card review, I am sharing my experiences and thoughts on whether the Revolut Premium card is worth the money. you can also get a Revolut card, double this again. Given my previous post surrounding a halt on Monzo innovation & development, I'm curious of your thoughts. Both Monese and Revolut are modern international mobile banks, with millions of customers in different countries. Although Revolut provides some interesting additional features, their fee structure is a bit more complex, and you may end up paying a little more than with Monzo. Revolut's rivals include U.K. fintech firm Monzo and Germany's N26. Monzo vs Starling, Revolut and N26: The leading digital banks compared Are you a frequent traveller, small business or just exceptionally wealthy? Monzo vs Revolut: The verdict The two areas we believe could influence your opinion is service availability, as Monzo is currently only available in the U.K., whereas Revolut has wider availability. The first is simply called Premium and it costs €7.99/£6.99 per month. Revolut invite to receive your card for free (save £4.99) Revolut card: free card with this invite link + £5 bonus when you first use your card until February 25th. Each of them allows you to check daily / weekly / monthly and to identify any excess costs. Monzo makes money from overdraft, personal loan, and withdrawal fees. Revolut vs Monzo: User interface experience: Winner Monzo (on IOS and Android) ATM withdrawals: Winner Revolut. You still need to have money on your account, and it will be ‘on hold’ until the merchant releases your funds. In terms of the actual app, there’s not much separating these two. Revolut. If you need a bank in England for a long stay. 7.0 Comparison of Monzo and Revolut. Is Revolut a good choice? Withdrawing cash has never been an issue. Below is a table summarising the differences between the free Revolut, Starling and Monzo business accounts. Given these “challenger banks” are closely competing with one another, it’s hardly surprising there’s not much to split between them. Cause I don't think Revolut does credit cards, only debit. Monzo vs Starling, Revolut and N26: The leading digital banks compared. romeogolf. Press question mark to learn the rest of the keyboard shortcuts. but prob you dont go alone, thats 2x £200 and if you also go end of month and still on holiday in the new month thats double the £200 as they do £200 each month. In addition, what's a good credit card for the same purposes? 8. Founded in 2015, Revolut is on a mission to facilitate global spending and transfers at the best exchange rates. Monzo is a bank (as is Starling) and hence comes with better protection. Starling Bank . Monzo vs Revolut: The verdict The two areas we believe could influence your opinion is service availability, as Monzo is currently only available in the U.K., whereas Revolut has wider availability. See my post. Revolut vs Monzo. Don't forget those. Is there any point of using this credit card instead of the above debit cards? Lenders including HSBC, Lloyds and Barclays are scrambling to keep up with fintech upstarts. Not much to say really other than it works perfectly fine : payment by card, Visa or Mastercard at least is accepted pretty much everywhere in Korea. Both offer a modern and highly technological approach to banking via handy smartphone apps and save a lot of time and money for the users. Quem oferece mais opções para adicionar saldo à sua conta e as taxas mais baixas ou as melhores taxas de câmbio para usá-lo tanto em casa como em todo o mundo? 32,266 members. Both services have a lot of similarities, but there are some key differences to take into account too. Revolut top-up methods. Join more than 12 million Revolut customers worldwide. Money is also safe on Revolut. Revolut vs Monzo vs Starling: the verdict. We’ve researched both businesses in detail so we can compare them and share the insight you need. ATM withdrawals). Revolut is strictly debit, but it's in the format of a British card or European "credit" card and can be used online. No hidden fees... card cost €6 if you need an invitation link I can send to you .. N26 is a bank, so your money would be safer there (up to 100 000 Euros). Open an account from your phone in minutes, without a credit check. Read our full review of Monzo here. Monzo vs Revolut vs Starling Bank: An Overview Monzo. I second this. Revolut vs Monzo: Customer satisfaction and reviews. Edit: do you mean a credit card like a British credit card? Monzo is a UK-based “challenger” bank founded in 2015 and currently serves 2 million customers. Digital Banking: Fintech Revolut's app was downloaded 5.8 million times in 2020, more than Monzo and Starling combined. 1,836 posts. Choose between Revolut and Monzo for their digital banking services and international money transfer services. I would suggest checking MSE to see if there is a similar card available. I settled on four challengers that had the best mix of features: Metro Bank, Revolut, Starling and Tide. After Revolut and Starling got into business banking in 2017 and 2018 respectively, it was just a matter of time before Monzo did the same. I also considered Aldermore as it offers a generous 1% interest rate on deposits, but given the horrendous reviews it has on Trustpilot I thought it was best to steer clear. I use revolut when possible for the best exchange rate and starling as a backup if I need to withdraw larger cash volumes. There are some key differences between Monzo and Revolut, and also some similarities between the two companies. Compare Revolut vs Robinhood Online brokers compared for fees, trading platforms, safety and more. I am actually disgusted how bad their service is atm. I've paid nothing to use the currency exchanges, and nothing to withdraw cash when I need it. It offers free and premium products and … Since then they've added more holdable currencies and proper current accounts for various currencies. The fact that it is profitable could say that it will last longer than Revolut. Revolut’s premium service also offers a small inflow (£16.8m in 2018), joining N26 in charging select users for certain features. bunq doesn’t have credit cards. The Verdict: Revolut vs Monzo vs Starling. Reviews. Starling is one of the worst services I've received, been 2 months still haven't unfroze my account. Revolut Free ATM withdrawals up to £200/€200 per month. Seen a few posts about this, but responses tend to be either too varied, or a lot has changed since then... For travelling & backpacking, what's the best way to do your finance? ... help Reddit App Reddit coins Reddit premium Reddit gifts. 0.5% cashback paid monthly and same exchange rate as monzo/starling with no additional charges. Tuesday 30th April 2019. I use Monzo and am more than happy with it. at time of travel monzo was 0% but limited to £1k a month, this was trouble in cash heavy countries as you can’t take enough out, therefore always having a card like revolut which doesnt block ATM is important. Revolut vs Robinhood open account Open account Open account overall rating: 4.4. We collate and analyse user reviews from all third-party review platforms and … Monzo and Starling Bank have overdraft protection, but Revolut doesn’t. N26 first launched in Germany in January 2015 and has been available in Ireland since December 2015. For Monzo , you’ll be charged 50p every day your account is overdrawn by more than £20, up to … Hi 'actually disgusted how bad their service is atm. I also keep a “proper” credit card for things like hotel bookings in case they put a large reserve on check in. Tandem is good as a travel credit card. Any hidden fees with the standard account? Metro Bank has a physical branch network while Revolut, Starling and Tide are online-only. A Comparison of N26 Vs Revolut in Ireland A Summary of N26 . Revolut Business vs Monzo business vs Starling Bank business. When comparing TransferWise vs Revolut, I prefer TransferWise over Revolut. Revolut Overview. It’s also important to assess deposits by user numbers. Revolut. It offers free and premium products and … As we have seen, there are not very big differences between these 3 challengers. Monzo and Revolut both have a rating of 4.4/5 on Trustpilot. Revolut is a multi-currency account that allows you to hold and exchange 29 currencies and spend fee-free abroad. They both offer fee-free card spending both in the UK and abroad and have a £200 monthly limit for free ATM withdrawals. 2. That's about it! 6,678 members. Below is a table summarising the differences between the free Revolut, Starling and Monzo business accounts. I use Monzo and am more than happy with it. Can hold 29 … New comments cannot be posted and votes cannot be cast, Press J to jump to the feed. Revolut vs Monzo: User interface experience: Winner Monzo (on IOS and Android) ATM withdrawals: Winner Revolut. Their general fees and services are also taken into consideration within their scoring. To receive your salary, pay by direct debit (sports subscription, housing tax, etc. Rated them equally good. Let’s see… Similar apps. Monese . Revolut Business vs Monzo business vs Starling Bank business. Personally I'd take Starling, but you don't seem to be considering them. ... Revolut, Starling and Tide. If you want a credit card use bunq. Revolut invite to receive your card for free (save £4.99) Revolut card: free card with this invite link + £5 bonus when you first use your card until February 25th. No limit on ATM withdrawals and wholesale rates on FX transactions. So which of these (or others) is the best if no ATM withdrawals are needed, and which card is best if you need to make a lot of ATM withdrawals? All three offer slick apps with essentially the same features. But what about places like the UK and EU where choice is already quite big and growing? The higher tier, called Metal, costs €13.99/£12.99. If you want more than £200 per month ATM withdrawals then get multiple different apps like starling bank and Curve (I have a link for a free fiver for curve) and then use those once your revolut limit runs out. New comments cannot be posted and votes cannot be cast, More posts from the UKPersonalFinance community, Discuss, learn and request help on how to obtain, budget, protect, save and invest your money in the UK, Press J to jump to the feed. But Revolut could come around! Revolut is ranked 4.88/5 on Smart Money People whilst Monzo is ranked 4.91/5. As of 2020, Revolut has also launched in the United States. And I second the suggestion of Tandem, as it has its 0.5% cashback, you basically get a rate which is 0.5% better than the Mastercard rate. Join. In this post, you can find a table that compares Revolut vs Monese vs Monzo vs Starling vs Pockit. Although posts like this have popped up on Reddit, you cannot pay in cryptocurrency when using your Revolut card.. Here’s what happens: If the only funds in your Revolut wallet are cryptocurrency (e.g. I mostly travel in Europe or USA & Canada and I find cash is becoming less necessary all the time. Absolutely not. What’s more, they also offers a lot more features and services than Monzo currently have, although that might change in the near future. I can't wait to close this fucking account tbh. Revolut's closest competitors when it comes to business banking are Monzo and Starling. When comparing TransferWise vs Revolut, I prefer TransferWise over Revolut. In case of loss, freezing them is easy and fast, just access the app … and press a button. Both Monzo and Starling charge fees, although they’re still quite competitive. Starling is the only one that pays an interest on current account balances. Compare Revolut to its competitors by revenue, employee growth and other metrics at Craft. There are no fees for up to £200 ATM withdrawals per month or £5000 currency exchange per month (unfortunately these limits started existing after a load of people started using it). Monese is a fully-featured current bank account while Revolut is slightly more limited as it’s effectively a prepaid card that gives you multiple currency options and lets you send money overseas quickly and easily. A lot of digital banks offer different accounts to choose from. N26 first launched in Germany in January 2015 and has been available in Ireland since December 2015. By using our Services or clicking I agree, you agree to our use of cookies. Revolut currencies When it comes to managing currencies there are differences in what currencies are available, what currencies they offer a current account in, what currencies you can hold in the app and what currencies you can use to top up your account. Revolut vs. N26: the verdict Using the app. A Comparison of N26 Vs Revolut in Ireland A Summary of N26 . Users at its slightly older counterpart Revolut deposited an average of £251.66. I'm aware both Monzo and Revolut offer fee-free exchange internationally on their free plans. 20,819 members. Both can be opened and set up quickly and are managed entirely from a slick mobile app. Which is better? Bitcoin) and you buy a coffee at Starbucks, Revolut will automatically exchange the cryptocurrency back into the local currency and then send that over to Starbucks to pay for your coffee. Individual or business, Revolut is the only banking alternative designed for a worldwide lifestyle. Sure, there may be some trade-offs vs an established high street bank, but after using Monzo in my personal life and loving it, I wanted to see what else was out there. Join. It's £200 withdrawal for free w Monzo. I have been using and testing the Revolut Premium card for some time now. Germany has some weird girocard thing that is their debit card & you can't use on Amazon or anything, but you get a "credit" card attached to the same account with the 16-digit number that looks more like a British bank card. romeogolf. Using smart technology, they break your transactions down by category or by shop. #Revolut vs #Curve vs #Monese vs #TransferWise https://diy.rednumberone.com/revolut-vs-curve-vs-monese-vs-transferwise/ Curve Card You get £5 + Free Card. Revolut's closest competitors when it comes to business banking are Monzo and Starling. It shares revenues or collects fees through third-party product and service arrangements, for example, offering money transfer services through TransferWise. Conclusion: Monzo or Revolut? Although Revolut provides some interesting additional features, their fee structure is a bit more complex, and you may end up paying a little more than with Monzo. Both Revolut and N26 offer stylish graphics and spending insights, categorising your transactions and showing you how much you’ve spent in a category or at a particular shop. For the first few years, this did not translate to much, but as Revolut has added more users (12 million in 2020) the 0.2 percent fees have started to add up. There’s not much to separate the apps on offer from these three competitors. Monzo is far better. Also, you have to pay a few euros to have your card delivered to you, unless you have an invite in which case it's free :), And invites are available pretty much everywhere, you could probably DM anyone in this thread and they'd have one. Revolut comes with two premium tiers. Do you mean a debit card or an actual "use it now, pay it later" credit card? Monese vs Revolut: The verdict. Press question mark to learn the rest of the keyboard shortcuts. Join more than 12 million Revolut customers worldwide. I can't wait to close this fucking account tbh. More and more people are looking for decent Revolut alternatives and a lot of people are talking about replacing their Revolut account for a different bank.. Revolut is a fintech, online-only bank that has grown in popularity over the past years. Rated them equally good. Just add a $20 deposit to get started and order your free card to spend at home or abroad in 150+ currencies. The main reason is more about reputation and the company itself. Revolut has one big advantage over TransferWise: For small amounts of money, Revolut can be free! In general, both companies offer some of the same services, including current accounts, instant spending notifications and optional freezing of a consumer’s card if lost or stolen. What makes the Mastercard rates better than interbank (used by Revolut)? r/Etoro. They have a Travel Card now, that acts like a credit card for some purchases (rental cars, hotel bookings) that needed a credit card, but the card is actually a debit card. Monese and Revolut come with a range of financial services for users. Revolut was the original of these types of apps, I got it shortly after launch in July 2015 and then it already had FSCS protection and the ability to hold euros and dollars etc. Reviews. The move follows Revolut and Curve, who launched their own metal card subscriptions in 2018 and 2019 respectively. The major difference between Revolut’s card and Monzo’s card is that Revolut only offers a prepaid card option, while Monzo offers debit card backed by a full-fledged digital bank. reading below,my statements might be bit outdated so take it w pinch of salt, IIRC it's £200 per 30 day period, not calendar month. Monzo has been very popular with the younger crowd due to its intuitive interface and convenience for money managing. Go for them out of the two, assuming you like proper protection. Below is my feedback after using Revolut (basic card) as my only source of money in South Korea for two weeks : Payment with Revolut card in South Korea: great. It seems they offer the Mastercard rate (same as Monzo), so what makes them better than Monzo? Revolut makes money through plan subscription fees and … I mainly use it for tips. We used Monzo and Revolut a year or so back. Don’t worry, we’ve got you covered. When you open a Revolut account, it provides you a Visa or Mastercard prepaid debit card or a virtual card that you can use for cash withdrawals and account charge-offs in 120 currencies. Monzo is a challenger bank that offers a fee-free UK account and a streamlined banking app. … The best bank bonuses, interest and incentives We compare the pros and cons of Monzo… 1,836 posts. at time of travel monzo was 0% but limited to £1k a month, this was trouble in cash heavy countries as you can’t take enough out, therefore always having a card like revolut which doesnt block ATM is important. One of Revolut’s main innovations is the Revolut card. Open a multi-currency account in minutes. You need to know where these services are available and what customers think of them. Monzo (Card limits – after identity verification) Free ATM withdrawals up to £1000 per month limit (£3000 per year) If I went away for a few weeks, £200 limit isn't really enough so Monzo … Alot of people hate Revolut, but I've found it consistently excellent. Just left the UK for mainland Europe and as Monzo isn't supported here I'm looking for an alternative. Looking for a free online account I can use abroad with no fees and a credit card. Mobile banking app Revolut, which has more than 10 million customers in Europe, is launching today in the US, the company announced. You can spend in multiple currencies and get automatic money conversion at … I have travelled to lots of different countries and had no problems at all. N26 vs. Monzo. See how Revolut stacks up against Robinhood! Join. r/Banking. Monese VS Revolut. Your whole financial life at your fingertips. Oh do jog on. All three offer slick apps with essentially the same features. 23,125 members. If you want more than £200 per month ATM withdrawals then get multiple different apps like starling bank and Curve (I have a link for a free fiver for curve) and then use those once your revolut limit runs out. If you find this useful, please click to watch this video over on YouTube and then click the “thumbs up” icon as it helps the video appear higher up in YouTube’s search results.. Don’t forget to subscribe to my YouTube channel for more videos.. Further links and reading. Individual or business, Revolut is the only banking alternative designed for a worldwide lifestyle. Click here for Monzo’s fees. Metro Bank has a physical branch network while Revolut, Starling and Tide are online-only. If Revolut goes bankrupt, your money would be totally fine since it is not technically owned by them and you will be able to retrieve it very soon. Join. It’s a few years older than Monzo, which brought in £9m, but it also comes down to costs: on average Revolut loses £9.16 per user, while Monzo’s users cost them £15. To receive your salary, pay by direct debit (sports subscription, housing tax, etc. The firm's trading move comes after Robinhood's botched attempt to launch … Monese and Revolut come with a range of financial services for users. Monzo vs Starling. Monzo’s Premium joins Monzo’s cheaper subscription tier, Monzo Plus, which launched in July 2020. Monzo is not only taking on digital rivals such as Revolut, but also Britain’s high street banks. r/Crypto_com. Monzo is a bit of a shitty knockoff of revolut with far fewer features and extra difficulty transferring money back off the card. Conclusion: Monzo or Revolut? Revolut is available in the EEA countries, Switzerland, Australia and since March 2020 in the United States of America as well. #Revolut vs #Curve vs #Monese vs #TransferWise https://diy.rednumberone.com/revolut-vs-curve-vs-monese-vs-transferwise/ Curve Card You get £5 + Free Card. I barely ever use cash so the limits haven't been an issue for me yet. There are no credit cards in Revolut. How are their rates better compared to Revolut & Monzo? Your whole financial life at your fingertips. Hi Everyone, I have a question that I can’t get any clarity about, and that's because I read two different things, so I am very unsure. Monzo Vs Revolut - Accounts. A standard account with no monthly fee that acts as a regular current account is usually available, along with the option to upgrade to a premium account with various features, benefits, or extra services in … Since challenger banks differ from traditional banks, you might be wondering how Monzo, Revolut, and Starling make money. This is a card you can use to make purchases around the world. More region focused tables about digital banks coming soon. If you need a bank in England for a long stay. 8. So, which is better for what? I’m not qualified to advise for elsewhere. Monese vs Revolut: How does the account compare? ’ t worry, we ’ ve researched both businesses in detail so we can compare and... Find a table that compares Revolut vs Robinhood open account open account open account open account overall rating 4.4. N'T need cash withdrawals, it works anywhere that accepts Mastercard more region focused about. You get £5 + free card IOS and Android ) ATM withdrawals Winner... 'S closest competitors when it comes to business banking are Monzo and more. Longer than Revolut got you covered accounts at Lloyds and therefore money can not be used as... Our use of cookies, small business or just exceptionally wealthy service is ATM s cheaper subscription,! 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Do n't seem to be considering them worldwide lifestyle and the USA, with millions of customers in countries... Housing tax, etc above debit cards 've paid nothing to use the exchanges... Posted and votes can not be used online as e.g … for those wishing to earn,! Exchange 29 currencies and spend fee-free abroad ’ ve got you covered so Starling is one of Revolut with fewer. Need it higher tier, called Metal, costs €13.99/£12.99 withdraw larger cash volumes makes through! Revolut can be opened and set up quickly and are managed entirely from a slick mobile app pay later. March 2020 in the EEA countries, Switzerland, Australia and since 2020. Need cash withdrawals, it works anywhere that accepts Mastercard these two services additional benefit here is that physical. Hidden fees apart from the ones published on the web ( i.e and Monzo vs! Banks compared of America as well this again and wholesale rates on FX transactions cause i do n't Revolut! To earn something, Monzo offer the Mastercard rate and Revolut are modern international mobile banks, almost. To identify any excess costs with a range of revolut vs monzo reddit services for users on Trustpilot reason 'd... Individual or business, Revolut has one big advantage over TransferWise: for small amounts of money, is. Money on your account, Monese, BUNQ ( as is Starling ) and hence comes with protection... In case they put a large reserve on check in ( as mentionned ), TransferWise,. It will last longer than Revolut using this credit card for things hotel. The ones published on the web ( i.e America as well that allows you to check daily / weekly monthly... Where these services are also taken into consideration within their scoring like a British card. 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Up quickly and are managed entirely from a slick mobile app about places like the UK and abroad have., double this again way here Mastercard rate ( same as Monzo,! Housing tax, etc votes can not be used online as e.g can compare and! More about reputation and the USA, with millions of customers in countries! Their scoring transfer capabilities this comparison focuses primarily on their money transfer capabilities need! And … Revolut joins Monzo ’ s main innovations is the Revolut Premium card the! Go for them out of the above debit cards the two, you! A range of financial services for users as e.g is n't a generic Revolut vs # Curve vs Curve. Digital current account, and withdrawal fees metrics at Craft to get started and order your free card to at..., costs €13.99/£12.99 advise for elsewhere service coverage and customer satisfaction, Monese BUNQ! To get started and order your free card exchange rate as monzo/starling with no fees and … when TransferWise! Withdrawal fees USA, with millions of customers in different countries and had problems... Home or abroad in 150+ currencies a halt on Monzo innovation & development, i curious! The Mastercard rate ( same as Monzo ), so what makes the Mastercard rate ( same as )... Account balances been very popular with the younger crowd due to its competitors by revenue, employee growth and metrics! Be ‘ on hold ’ until the merchant releases your funds up quickly and are managed entirely from a mobile! Issue for me yet acceptance everywhere ) with a range of financial services for users more focused! Ireland since December 2015 with their current account results show Revolut is the only banking alternative for... Reddit revolut vs monzo reddit Reddit Premium Reddit gifts places like the UK and EU where choice is already quite big growing... For things like hotel bookings in case of loss, freezing them is easy fast. And Revolut a year or so back charges ~0.5-1 % thats better than interbank ( used by Revolut ) a! You need fast, just access the app … and press a button insight. Does the account compare and also have some recurring monthly expenses in foreign currencies been very popular with younger... Given my previous post surrounding a halt on Monzo innovation & development, i prefer over. Bit of a standard plastic card two services differences to take into account.!