For the first 12 months, cardholders earn 1.8% cash back on qualified digital wallet purchases, including Apple Pay® and Google Pay™ (1.5% after that). The Wells Fargo Cash Wise has an average interest rate, no annual fee, and an average redemption value compared to similar cards. The card details on this page have not been reviewed or provided by the card issuer. Wells Fargo Propel Review. @mac_finn 01/18/21 . View program details. I have them, and have banked with them for 10 years and they don't approve me for anything. Specifically, for every $1 spent in net purchases using this credit card, you may earn 1.5% in cash rewards. Beginning of popup Notice. Cardholders will get $200 Cash Rewards bonus when you use the new card to make purchases up $1,000 in the first 3 months. If you're executive, you get essentially double cash back too, as you'll get cash back from both Citi and Costco every year. Wells Fargo Cash Wise Visa Card Summary. I'm just looking to grab a basic Credit Card to start building credit and make online purchases with, and currently bank with Wells Fargo. However the card is not providing many services for Wells Fargo clients. Wells Fargo Cash Wise Review. I think there's two better options for you for a flat cashback card. pinkandgrey. Press question mark to learn the rest of the keyboard shortcuts. With 1.5% cash rewards on every $1 spent for all types of eligible purchases, you’re guaranteed to get some money back in your … The Wells Fargo Cash Wise Visa. The Wells Fargo Cash Wise Visa, on the other hand, earns 1% back on everything, meaning you earn more with every purchase – no strings attached. You can read Wells Fargo Cash … In Brief. And some basic credit card benefits. Wells Fargo Cash Wise Visa Card – Features The Wells Fargo Cash Wise Visa Card is designed to let users maximize their purchases, and it offers an impressive cash rewards rate that helps make your transactions worthwhile. No, Wells Fargo Cash Wise Visa Card does not offer a rewards program. New comments cannot be posted and votes cannot be cast, More posts from the CreditCards community. Good credit needed ; You may not be eligible for an introductory annual percentage rate if you opened a … Great card if you're looking for a simple cashback card. It's lower than the Citi DC and the same as the Wells Fargo Cash Wise, but you can pair it with the Chase Sapphire Reserve to get 2.25% if you apply those points to travel purchased through Chase (using the CSR's 1.5x redemption multiplier). I have them, and have banked with them for 10 years and they don't approve me for anything. Need a Visa due to Costco shopping. We chose the Wells Fargo Cash Wise as the best cash-back option from Wells Fargo because of its solid 1.5% cash back on all spending. Congratulations on your Wells Fargo Cash Wise approval! You will get intro 0% APR for 15 months on purchases and balance transfers. The Wells Fargo Cash Wise card offers 1.8% cash back for the first 12months on Google pay and Apple pay. Wells Fargo is a hard bank to work with. So far it's giving me red flags. However, this card charges a 3% foreign transaction fee and isn’t ideal for international travel. Furthermore, you get a decent cash reward bonus once you spend $500 … • If the cell phone bill is paid from a Wells Fargo Debit Card, Wells Fargo Business Credit Card, Wells Fargo Commercial Card or from the card that is linked to a Line of Credit; • Cell phones that are rented, borrowed, or received as part of a prepaid plan or “pay as you go” type plans; and Wells Fargo Propel: Pricing information including interest rates, benefits and fees was obtained on May 20, 2020 from published websites and is … Current FICO 8: Credit Age: Inquiries: Goal Cards: Message 6 of 15 2 Kudos Reply. The Wells Fargo Cash Wise Visa is a cashback credit card that offers low fees, a good introductory APR for balance transfers, a good introductory APR for new purchases and cellphone protection too. Re: Wells Fargo CashWise … Your rewards will never expire until you cancel your card. Disclaimer: The information for the Wells Fargo Propel American Express® card and Wells Fargo Cash Wise Visa® card has been collected independently by CreditDonkey. Wells Fargo describes the bonus this way: "Earn a $150 cash … Wells Fargo Cash Wise Visa is very good for those who wants to have a cash back credit card. The Wells Fargo Cash Wise Visa is a good choice for everyday purchases, providing a simple 1.5% back on whatever you buy. My Card A world of card benefits. The Wells Fargo Cash Wise Visa® card earns an unlimited 1.5% cash back on purchases, which is the industry standard among similar flat-rate rewards cards in … So even though the Wells Fargo Cash Wise Visa® card doesn’t have … The Wells Fargo Cash Wise Visa. Chase Freedom Unlimited: 1.5% flat cashback. The Wells Fargo Cash Wise card is best for consumers with high credit scores and positive financial history. Keep in mind though that there's a $25 minimum for cashback redemption. Your best bet is to go with the Costco Citi card. Answer Question Share 3 0. You may also be granted a $150 cash rewards bonus if you spend a total of at least $500 in net purchases … I like the card but rewards are only given once a year and only 7 months no APR but I am using it only for Costco... Wells Fargo is not a hard bank to deal with. The card also comes with a great welcome bonus that does not require spending as high as some of the competitor cards that are available. The Wells Fargo Wise card offers a … If you have a Wells Fargo-branded rewards card – such as the Wells Fargo Propel American Express® card or the Wells Fargo Cash Wise Visa® card – your authorized users will rack up rewards points and cash back bonuses when they use your card to make purchases, helping you earn rewards and cash back at a faster pace. ⁵. If you opened a Wells Fargo Credit Card within the last 15 months, you may not be eligible for introductory annual percentage rates, fees, and/or bonus rewards offers. Your rewards will never expire until you cancel your card. The Wells Fargo Cash Wise is a great credit card for travel, shopping, restaurants and more. It even gives 0% intro APRs to new cardholders. And don't forget about the card's credit score requirement: you … You can also find more information about those in Wells Fargo Cash Wise Visa reviews below. Community Leader Senior Contributor. 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